Howell sits right on the line between Monmouth and Ocean counties, and many residents see doctors in both. That matters when you pick a Medicare plan, because a network that works in Freehold may not cover your specialist in Lakewood or Toms River. Holowchuk Health Advisors is an independent Medicare brokerage that serves both counties. We'll check all of it with you, one on one, at no cost.
Medicare help for Howell residents
Doctors in two counties. We check every doctor and hospital you use, in Monmouth and Ocean County, against each plan's network before you choose.
Compare plans side by side. We put Medicare Advantage and Medicare Supplement (Medigap) options from 20+ carriers next to each other, and we're honest when your current plan is still the right one.
Turning 65 or retiring? We'll map out your enrollment window and Part B timing so you don't get a late-enrollment penalty.
Year-round support. We're here for billing questions, network changes, and your free annual review every fall.
Nearby towns we serve
Freehold · Monmouth County hub · Jackson · Lakewood
Why Howell families choose Holowchuk Health Advisors
More than 1,155 clients · 5.0 on Google with 220+ reviews · Independent, with 20+ carriers · Mon–Sat 9am–8pm · We meet at your kitchen table, by phone, or on Zoom
Howell Medicare FAQs
Do you come to Howell for in-person meetings? Yes. We meet in your home or by phone or Zoom.
My doctors are in Ocean County but I live in Howell. Is that a problem? Not necessarily. Your plan is based on where you live, but networks often cross county lines. We'll confirm each doctor.
What does your help cost? Nothing. Carriers pay us, and your premium doesn't change.
To learn more about Medicare coverage, give Holowchuk Health Advisors a call today!


