
Meet Tom Holowchuk, Your Medicare Broker in Manahawkin, NJ
Holowchuk Health Advisors is an independent Medicare brokerage based in Manahawkin, serving families across Ocean and Monmouth County. Independent means I'm not tied to any one insurance company. I compare the plans available in your zip code, explain the differences in plain English, and help you pick the one that fits your doctors, your prescriptions, and your budget. My help costs you nothing.

Why I Do This
I built this agency from the ground up right here in Ocean County. I'm a licensed Medicare broker in New Jersey, and I've spent years sitting at kitchen tables and on Zoom calls with people who were confused, frustrated, or just plain worried about getting Medicare wrong. That's the part of this work I care about most: taking something that feels overwhelming and making it simple.
How I work:
• We start with a free, no-pressure conversation, by phone, Zoom, or in person.
• I check every doctor and every prescription against every plan before I recommend anything.
• You get my honest opinion, including "stay where you are" when that's the right answer.
• After you enroll, I'm your person. Every fall I review your plan against what's new for the coming year, at no charge.
I live and work in the community I serve. If you're turning 65, retiring, moving, or just unhappy with what you have, call me at (732) 554-3021 or book a free consultation.
