From Bayville and Pinewald to Holiday City and the other adult communities off Route 9, Berkeley Township is home to many people on Medicare. Holowchuk Health Advisors is an independent Medicare brokerage based just south in Manahawkin. We help Berkeley residents compare plans one on one, at no cost.
Medicare help for Berkeley & Bayville residents
Check your doctors and hospital first. We check every doctor, specialist and hospital you use against each plan's network before you choose.
Compare plans side by side. We put Medicare Advantage and Medicare Supplement (Medigap) options from 20+ carriers next to each other, and we're honest when your current plan is still the right one.
Turning 65 or retiring? We'll map out your enrollment window and Part B timing so you don't get a late-enrollment penalty.
Year-round support. We're here for billing questions, network changes, and your free annual review every fall.
Nearby towns we serve
Manchester/Whiting · Ocean County hub · Toms River · Forked River/Lacey
Why Berkeley & Bayville families choose Holowchuk Health Advisors
More than 1,155 clients · 5.0 on Google with 220+ reviews · Independent, with 20+ carriers · Mon–Sat 9am–8pm · We meet at your kitchen table, by phone, or on Zoom
Berkeley & Bayville Medicare FAQs
Do you come to Bayville or Holiday City for in-person meetings? Yes. We meet in your home or by phone or Zoom.
Is Medigap or Medicare Advantage better here? It depends on your doctors, your budget, and how often you travel. We'll show you both side by side.
What does your help cost? Nothing. Carriers pay us, and your premium doesn't change.
Medicare in Berkeley and Bayville: what to know locally
Berkeley and Bayville is in Ocean County, bordering Toms River, Lacey, Manchester, Beachwood, Pine Beach, and other Ocean County communities, and it completely surrounds Ocean Gate. Berkeley Township includes Bayville and Holiday City – Silver Ridge Park, an age-restricted adult planned community made up of separate communities, each with its own homeowners association and amenities. That makes Berkeley one of the busiest Medicare areas we serve.
Before you pick a Medicare Advantage plan, check that your doctors and the hospitals you'd actually use are in its network. Networks differ from carrier to carrier. Because we compare 20+ carriers, we can check your providers against several plans in one conversation instead of you calling each company.
If you're on a fixed income, ask us about Extra Help, PAAD, and Senior Gold. These programs can cut prescription costs a lot, and we'll explain how each one works with your Medicare coverage.
Berkeley and Bayville Medicare FAQs
Do you help residents of Holiday City and Silver Ridge Park?
Yes. We help residents throughout Berkeley Township, including Bayville and Holiday City – Silver Ridge Park.
Should I switch from Medicare Advantage to a Medigap plan?
It depends on your health, budget, and doctors. Outside your Medigap Open Enrollment period, an insurer may review your health, so we'll go over the tradeoffs first.
Every Berkeley and Bayville client also gets a check for savings programs. Extra Help is a federal program that lowers Part D costs for people with limited income and resources. New Jersey's PAAD and Senior Gold programs reduce prescription copays for residents who qualify by income. For free, unbiased counseling, NJ SHIP is available at 1-800-792-8820. We're glad to work alongside them.
Ready to compare? Book a free appointment. We're available Monday through Saturday, 9am to 8pm.
To learn more about Medicare coverage, give Holowchuk Health Advisors a call today!