Privacy Policy
Holowchuk Health Advisors Effective Date: July 22, 2026
Holowchuk Health Advisors ("we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have. It applies to our website, our advertising (including forms on Facebook and other platforms), and our communications with you.
Information We Collect
When you request information, fill out a form, book an appointment, or communicate with us, we may collect:
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Contact information, such as your name, phone number, email address, and ZIP code
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Information you choose to share about your Medicare or insurance situation, such as your current coverage type, current carrier, premium amounts, or when you become eligible for Medicare
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Appointment and communication records, such as scheduled calls, emails, and text messages exchanged with us
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Basic technical information collected automatically when you visit our website, such as browser type and pages visited, which may involve cookies or similar technologies
We do not knowingly collect information from anyone under 18 years of age.
How We Use Your Information
We use your information to:
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Respond to your requests and provide the Medicare guidance you asked for
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Contact you by phone, text message, or email about your inquiry, appointments, and coverage options
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Compare and present insurance plan options that may fit your needs
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Assist you with plan enrollment when you choose to enroll
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Send occasional educational information or reminders relevant to Medicare (you may opt out at any time)
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Operate, improve, and secure our website and services
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Comply with legal, regulatory, and record-keeping obligations, including those of the Centers for Medicare & Medicaid Services (CMS)
Text Messages and Calls
By submitting your phone number through one of our forms, you agree that we may contact you by phone call and text message at the number provided regarding your inquiry. Message and data rates may apply. You can stop receiving text messages at any time by replying STOP. Consent to receive texts is not a condition of purchasing any product or service.
How We Share Information
We do not sell your personal information. We share information only as needed to serve you:
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Insurance carriers: if you choose to apply for or enroll in a plan, we share the information required to complete your application with that insurance company
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Service providers: we use trusted third-party tools (such as our customer relationship management, scheduling, and communications platforms) that process information on our behalf under confidentiality obligations
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Legal requirements: we may disclose information if required by law, regulation, subpoena, or to protect our legal rights
Your Choices
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You may opt out of marketing emails by using the unsubscribe link in any email
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You may opt out of text messages by replying STOP
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You may request access to, correction of, or deletion of your personal information by contacting us using the information below (subject to records we are required to keep by law)
Data Security and Retention
We use reasonable administrative and technical safeguards to protect your information. We retain records as long as needed to serve you and as required by applicable insurance and CMS regulations.
Third-Party Links
Our website and communications may contain links to third-party websites (such as Medicare.gov). We are not responsible for the privacy practices of those sites.
Changes to This Policy
We may update this Privacy Policy from time to time. The effective date above reflects the most recent version.
Contact Us
Holowchuk Health Advisors Manahawkin, NJ Phone: 732-554-3021
We do not offer every plan available in your area. Currently we represent 15 organizations which offer 95 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Holowchuk Health Advisors is not affiliated with or endorsed by the government or federal Medicare program.